Originally Posted by CX HK

$10,000 on mobile payments is quite generous especially since it seems Red is included? E.g. for groceries: You get 5% from this offer, 2% from basic super market offers and then an additional $50 coupon from PnS spending above 500.

So if I spent $500 at a PnS store, I would essentially be getting $25 + $10 + $50 = $85 back, which is 17%.