That's not exactly what I mean.

When comparing all non-private banking level top tier banking packages (Note - CPC is not a private banking package, as Chase also offers JPMorgan Private Bank), the best, or I should say the least worst is Wells Fargo. Yes indeed - everyone sucks.

Why everyone sucks? The reason is quite simple - for most benefits, you can get them from Charles Schwab without a balance requirement. For those who offers a rate increase/decrease, the benefit is not as helpful as you choose CU (CUs generally have better interest rates). Safe deposit box is a benefit literally not in existence, given it is difficult to score a new box now.

Wells Fargo is the least worst because it has the lowest requirement to qualify. As other may have mentioned, the beauty of CPC is 5/24 and the welcoming bonus.

I do agree that BofA service sucks, based on my professional experience. Chase's service is standardized - not good, not bad.