FWIW, from the point of view of many of us as miles and points afficionados and credit card churners, the main perk of CPC WAS (past tense) that it used to be an end run around 5/24. As one datapoint, four years ago I transferred (no capital gains tax) long held mutual funds to Chase specifically to get to CPC and shortly thereafter I was approved for 3 or 4 new Chase credit cards (and bonuses) including Sapphire Preferred followed by Sapphire Reserve 2 months later (a month after it’s introduction) despite being approximately 24/24. Unfortunately, that perk of CPC hit a hard and non-negotiable stop 3 years ago. Main perk for me (until COVID) was higher ATM limit which was helpful for getting a local currency at the best conversion rate without feeling ripped off by foreign transaction and/or ATM fees.