Originally Posted by
pallhedge
To be fair, the ability to transfer to travel partners is an incredibly valuable benefit in normal times.
Yeah, it seems like cards with transferable points and no foreign transaction fee are worth $95 fee at a minimum for those features. Chase Sapphire Preferred was behind cards like Citi Premier and Amex Green in terms of earnings - but ironically these Freedom cards solve the issue by adding a no fee card with enhanced earnings (provided you can still combine points). The new Freedom cards plus Chase Sapphire Preferred at a $95 fee is competitive with Amex Green ($150 fee before credits) and Citi Premier + Double Cash (total $95 fee) for most categories of earning.
Chase Freedom Flex + Chase Sapphire Preferred earnings:
5x on rotating categories
5x on Chase Portal travel
5x on Lyft
3x on dining
3x on drugstores
2x on general travel
No FTF (Chase Sapphire Preferred)
Transfer to travel partners, redeem for travel at 1.25 cents, pay yourself back at 1.25 cents
Not a bad offering for $95