I agree with you, stick to Tahiti and go to Bora Bora if budget allows .... maybe it will be cheaper now. Maldives has a dismal human rights record, sufficiently bad to warrant boycotting if you are concerned about this, and Seychelles had a coup in 1977 which instilled a "president for life" who died recently. Again with opposition famously being machine-gunned on the street in London or disappearing. I view travel as a way to support worthy small countries, and there are lots of better beach getaways in the Pacific. Another alternative is Fiji, which is much nicer even with its own political turmoil -- which they seem to resolve without violence for the most part.