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Thread: FICO Score Discrepancy
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Old Aug 19, 2020 | 8:31 am
  #14  
mia
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Originally Posted by manhattan92
....Citibank Prestige account shows a much higher FICO 8 score, albeit from a different agency.
Citi is providing a version that uses a different scale: Your FICOŽ Score is calculated based on data from Equifax using the FICOŽ Bankcard Score 8 model and is the same score we use, among other information, to manage your account. This model has a FICOŽ Score range from 250 through 900.

American Express: Your FICOŽ Score 8 based on Experian data is the same score used by American Express. Your credit score summarizes information on your credit report into a single number that lenders can use to quickly assess your credit risk. Your FICOŽ Score is a three-digit number calculated from the information on your credit report that falls within a 300-850 range. Your Experian credit report is used to calculate the score displayed above; as information on your credit report changes so will your credit score.
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