Originally Posted by
vanillabean
You would generally obtain a myFICO score in one of two ways: 1) you go to myFICO and purchase a report or 2) you have a subscription, which sends you alerts with an updated score. Which one applies to you? Either approach would inform you of the credit bureau. Does it mention Equifax, Transunion or Experian in such a report or alert of yours?
I have a subscription to myFICO.com which provides me with both alerts and annual reports. Nothing in my recent myFICO data closely resembles the lower score found on my Amex account. MY myFICO account lists all 3 agencies in its FICO 8 scores.
Very bizarre situation especially since my Citibank Prestige account shows a much higher FICO 8 score, albeit from a different agency.