I suggest you look at this other thread: https://www.flyertalk.com/forum/amer...nts-delta.html

It is focused on transferring to Delta, but the conversation shifted somewhat to evaluating the value of the Plat card considering retention offers and temporary credits. I'd say read that thread Perhaps that data might tip the scale towards you keeping the card another year rather than having to decide rather quickly what to do with the points. What airlines do you trust from the list to not go 'under' in the next year or so before you're comfortable traveling again?

But if cancelling is the determination, as I said in the other thread and as notquiteaff said above me, sign up for an Everyday card.