In which case 2/6 or 3/12 would replace the 5/24 rule, or do we think this is a sort of pacing requirement, No more than 4 in the last 24 months, and no more than 3 in the last 12, and no more than 2 in the last six months?
Originally Posted by
808traveler
Best guess is that JPCMB now has the 5/24 rule along with some combination of a 2/6 and/or 3/12 rule. I'm not certain on the 3/12... but I've seen half a dozen DPs supporting 2/6.
If something changed it must have been VERY recent.
I have opened 4 Chase cards in 2020, one Southwest Business ( Pre Covid startup ) and 3 co branded ( WN, IHG , Hyatt) personal cards.
When I get home I can post the exact date I opened each card but the first statement on my Hyatt card hasn't even closed yet.
EDIT.........Looking at statements/first purchase it appears the Business card was opened in early January... WN personal in mid February.... IHG in late April...........Hyatt in mid July...............I have exact dates on a spreadsheet