So if it were you and you thought 180,000 probably won’t be enough for 4 RT tickets next summer, would you bank some more if it’s offering 5 miles per $1 from now until September 30? Or would you still just keep using cash back cards and may I ask which one (ones) you have? We never carry a balance , so I know to this in a smart way . Buying gas and groceries are frequent purchase for us and husband buys a lot of fuel on our farm . I sometimes use Ink Cash at office supplies stores to get 5x pts on visa or MasterCard gift cards that can be used for anything , if I catch a time when there isn’t a $6.95 activation fee. It’s also 3% back on gas . But for our other card , the Unlimited. it is 1.5% back on everything , so we use it for groceries .