I applied to the Apple Card about 3 weeks ago out of curiosity, plus they're doing the $50 deal this month. They asked for Driver's License verification and it went to pending. It got auto-rejected because I didn't pick up the phone when they called for further verification. Tried again the next day (since it's not a hard pull until you actually get approved), and it went pending after DL verification, then auto reject without phone call.

I thought it might be because my DL has a different address than my application address, so I decided to wait until I get my DL renewal.

Applied again yesterday, this time they didn't even ask for ID verification, and was auto-approved. 10k CL, 15.99% APR. Did the $1 balance reload right away, got the free $50 Apple cash this morning, and immediately transferred it to bank account.