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Thread: Applying for Chase PERSONAL Cards (2020 - 2022)
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Old Jul 21, 2020, 11:33 am
  #206  
Colin
 
Join Date: Feb 2000
Posts: 6,551
Sapphire for 60K, then upgrade to Sapphire Reserve
I am looking to get a new $550/y Sapphire Reserve card, but the sign-on bonus is only 50K vs. 60K for the $95/y Sapphire.
(both card have $4K spend to earn the sign-on bonus).

So, my thinking is to apply for the $95K Sapphire, pocket the 60K UR points, and then call to upgrade to the $550/y Sapphire Reserve.

Am I missing anything?
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