Agreed with all of the above, plus I'll add I chose Choice over Wyndham as my "budget" brand since I can top-up my account from AmEx points. (Hilton is my backup and my go-to for higher end properties.) I also have Hyatt points (that I transferred from Chase before canceling my card) that I'm working through but they don't have enough of a footprint for me to use them as primary. (Most of my trips are to parks and rural areas, whereas Hyatt is concentrated in major cities.)