Originally Posted by
tstauck
Curious what's wrong with the fine print of the pre-approved personal loans? Yes, the rate is higher (mine was around 12%), but they did a soft pull first and quoted me terms. No fees of any kind, no pre-pay, and funds in my account the next day. I thought it was a very smooth process IMO.
Discover “pre-approved” me for one of these loans back in 2018. I called, they did a soft pull and said they could not offer me the pre-approved terms. Instead the rep did the ol bait and switch and said he could get manager approval for a 29% rate. Hung up. Called Barclays who offered me a 6.99%.
What bank offers personal loans at 2.49%? Credit union?