I would strongly recomend the Amex Plat cover which is with AXA. It does cover for medical attention and now the guidance has changed again for travel in safe countrys, if you do end up needing to cancel because of goverment guidance, they do assist. Its one of the few policies that have not changed so much
https://insurance.americanexpress.co...nu-Coronavirus
If you do consider a plat card pm me, can share a referral.