Originally Posted by
tstauck
Curious what's wrong with the fine print of the pre-approved personal loans? Yes, the rate is higher (mine was around 12%), but they did a soft pull first and quoted me terms. No fees of any kind, no pre-pay, and funds in my account the next day. I thought it was a very smooth process IMO.
You just said it, 12%. I don't do loans over 6%. All of my currently are 2.49% or lower.