I haven't redeemed any points yet. I have 86K points. 60K from the bonus sign up back in 2018 and a trip to India/Turkey is the remaining. I travel once every two years.

For gas I wanted to know if its worth using the Citi card for gas if later after COvid many in 18 months I travel again, or use my Discover for gas.

I fell kinda dumb right paying $95/year but I don't want anything to happen to my point balance.


I'm trying to find a good no annual fee travel card. If you have any suggestions , please let me know.