Originally Posted by
k374
Regarding the collections question - there have been cases where a customer does a chargeback, the merchant then sends the amount to a collection agency to try to get the amount owed to them. This is reported as a "collection account" on a person's credit report.
Can't legally happen in NZ, and based on my 10+ years in the US, I've never seen or heard of anything even remotely like that happening there.