People were talking about the 5x earning at the current grocery spend promotion have not seen a claw back when people also used the PYB to erase the spend.

What do you mean - the spend in getting new windows at Lowes is eligible for PYB - Of course it should be, as Lowes is one of the home improvement stores out of a doz names, and home improvement spend is one of the three categories eligible for PYB benefit - the other 2 are Dining and Grocery.

Or the spend that should have earned 1x, and the 1x is clawed back?