Originally Posted by
ithinkurdumb
It might depend on the dispute types, but Citi actually does try to reclaim the funds from the merchants from time to time. I have gotten a few letters from the dispute investigators asking for more information (mostly proof of return), even though I've gotten permanent credit. Some of the disputes were actually for less than $30.
That's interesting that Citi would reach out to you for more info even after the permanent credit was given.