For the OP—Is earning the main thing that is important to you, or are the benefits more important? They will influence which card if any you want as a replacement.

If you believe the pandemic will be over in a year or so, and things will return to normal, I assume you’ll want the CSR back when that day comes. It may be worth it to suck up the annual fee for a year, maintain your UR points, and build up a few more on spending with this card and on the Freedom card you may have. If you fear this will last a long time, and travel is out of the picture for a few years, you may want to go to cash back.

Before the pandemic, the fee increase made me plan to cancel the CSR, as I have too many premium cards. For several mostly idiosyncratic reasons, I decided to keep the CSR and ride it out for the year. The main reasons of wide applicability for me were that I do like the card, I have an outsized credit limit on it for my income (not reduced yet), and from Chase’s view I’m probably not a very profitable customer on the card (almost all CSR spend is at 3x). So I’m actually not sure I would be approved again, especially in a tight economic environment. So after Chase announced the $100 credit I decided to keep the card.