Originally Posted by huge

I'm going to have trouble meeting the $4500 MSR by mid June with organic spending. I asked US Bank if they might extend the MSR deadline due to COVID and they said no. I've read mixed reports here and elsewhere about using the Alt Rsv card to buy VGC. I would only be looking to buy one or two $500 VGC's at QFC/Kroger, and I would buy it along with other groceries. How risky is that?

Originally Posted by trikotret

There were multiple reports that us Bank would shut people down for buying gift cards. You can check this thread in the beginning about DPs or even Google us Bank shut down. That really sucks why us Bank can't help out new card members. Amex and Chase are helping new customers out.

Originally Posted by mrcaptain

I wouldn't risk buying VSC at all with US Bank. They are known for shut downs and with $1000 worth of VGC you might put yourself on their radar.

Originally Posted by akr1970akr

It is risky, and there are plenty of shut down stories all over the interwebs.

Why not pre pay a bunch of utilities, insurance and things of that nature.

Many of those will let you pay $500 extra or so on top of a current bill.