Found
www.truetraveller.com, apparently a British company which insures through Allianz. Their insurance covers everything except covid-19. Does anybody have any experience with them?
Originally Posted by
fassy
All depends where you go? EU? Or Nigeria? Makes a huge difference.
It's one certain and two other possible trips. Countries included are Schengen, Russia, Belarus, and the United States.
Originally Posted by
GUWonder
To where are you going? I had calls made to some Swedish insurers and the calls generally came back with that the travel was still covered unless UD had a warning against the visits to the country. But I also don’t trust answers on the phone as much as the written word.
We were asking about vacations inside the EU/EEA, to the Americas, and domestic Swedish travel more than 2 hours away from insured property. The last one was the one which I was most interested in finding out about since the recommendation came out against non-essential travel more than 2 hours away.
According to the information I've seen on their web site, the insurance is invalid on all types of travel which is not recommended. I'm not so worried about domestic Swedish trips. There are limited things that can go wrong when you're driving a car in your own home country.
Originally Posted by
fassy
It depends of what you classify as travel insurance. If going to some places, you invalidate your health insurance, personal liability insurance or similar... well... then it could be very costly. If it is just about a travel insurance in its literal sense, covering for missed/canceled flight, ruined vacation etc... then yes... often it doesn't make sense to take out a dedicated travel insurance
I'm mostly worried about emergency health care (Russia, Belarus, USA), and possible flight cancellations on the way home. I wouldn't bother about insuring baggage etc.
Ironically, I've always had an annual travel insurance, and never needed it,
except on a single trip that I made about 25 years ago, when I didn't renew the insurance and was mugged in the Old City of Jerusalem. Lost a wallet with a couple of hundred dollars that way.
Originally Posted by
nacho
I never get good price with Folksam - maybe it's area dependent? For banks in Sweden I use Skandia so I don't have to see anyone and everything is online, DKB is pretty ok except the trouble to get the TAN app to work - took us 3 months to get it started. Charge back and response time with DKB is great.
Insurance prices is even a bigger mystery than air fares. I've mostly used Lansforsakringar since I came to Sweden, but then a few years ago, I got a sudden spike in my car insurance. I found a much cheaper insurance through Folksam and signed up. I later learned that it was due to the fact that I didn't have a Swedish driving license, so I had to phone Lansforsakringar and give them details of my driving license.