Originally Posted by
JR67
Over-insuring is almost a national sport in Sweden. And price gouging by insurance companies seems to be the other. I just checked insurance prices on one of my cars. I got quoted SEK18000 from one company and about half that from another. With basically the same coverage. Still haven't decided which one to take...
Insurance prices vary like hell in Sweden. I was about to buy our home insurance through M Sverige, but I decided to give Moderna a call and got exactly the same coverage and even better for some terms and save 5000 op top of what I saved from IF. What I was really unhappy about M Sverige is that they are under Gjensidige which means that they are cheap - they will do anything to deny your claim and for car insurance I can only take it to their appointed workshops which are far away from me and bad quality (they kidnapped by car for 20 days and initially claimed it was ready in 7 days and told me a lot of BS like the car had an accident in 2009 - car was from 2014). Then after 22 months the inside door panel were lose and I had to go there again.
Anyway IMO we have the best experience with IF - and usually they are cheap if you haven't signed up with them for over 3 years.