Originally Posted by GUWonder

One of my family friends was the head of a Swedish insurance company named in this thread. We asked the then-CEO of that insurance company about insuring some high-value belongings in Sweden. The word back was don’t waste the money on the additional insurance (for rider coverage of sort) and self-insure or otherwise mitigate for the risk with other actions. I guess one day I will find out if it was costly advice or costly insurance.

I usually don’t see the value in me buying travel insurance. And if I buy travel insurance, it’s more likely that the insurance company got a client they don’t really want because I’m more likely to choose to be covered when I suspect that there is a higher risk than usual and my cost to self-insure in ways is less than ideal for me.