Originally Posted by
SWcrester
Something else I factor in to whether or not I use points/cash is the 'insurance' cost. I'm willing to pay extra when I use WN points for the flexibility in cancelling vs purchasing insurance and submitting claims through the other legacies. It sometimes brings the cost to about the same price, with less headache!
Possibly.
1 - Cancelled flights give you Travel Funds good for at least a year. Assuming anyone that is dealing with buying and/or insurance normally flies enough to use them again at some point.
2 - Insurance - not sure what insurance, but in all our flying, I can not think of a time when I bought travel insurance or would of/ could of used it. But, I guess some folks travel is such that it might be worth it.