Originally Posted by
747FC
I cancelled a December cruise with Seabourn about six weeks ago. My TA said that Seabourn was saying that the refund would take two months. I have travel insurance with an independent company that covers financial default of the carrier. I also have Chase "insurance" as the deposit was charged to Chase cards.
My analysis is that there is no injury at this point under which an insurer would process a claim for damages. Seabourn is not in financial default and they have indicated a willingness to refund the money. So, I have not filed a claim.
Any thoughts about this analysis?
You have asked for your refund. We all know that CCL (which owns Seabourn) is in some financial turmoil at the present time, but it seems to have gotten enough financing to survive. However, it is going to be a slow refund process.
I had a Hilton reservation cancelled in the middle of March for $108 which is still going through the refund process 2 months later. So I think that everyone is slow on the rebound.
If you are concerned, I would probably give it to June before using an alternative method to recover your funds.