Originally Posted by
RedSun
It does not matter what benefits they add or remove. Do the math. If you start from scratch, which card adds the most value to YOU within your CC portfolio.
To me, RC adds far more value than CSR. Chase follows AmEx with adding all the junk benefits and higher AF. But I do not want to be led by Chase and change my lifestyle just to use some of those "benefits".
I prefer my RC over my CSR too, but if I can't use the $300 nor the lounge access, it won't be worth it. However, if I was forced to go a year without the benefits, I would as I don't want to risk not being able to get the card again.