FlyerTalk Forums - View Single Post - Dis/Advantages of Credit Certificate vs. MyWallet?
Old May 4, 2020 | 10:12 pm
  #6  
notquiteaff
FlyerTalk Evangelist
Community Builder
Community Influencer
Active Streak: 30 Days
All eyes on you!
 
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS Plat, AA EP, Bonvoy Plat, Hilton Dia, Hyatt Glob, IHG Plat, ...
Posts: 21,421
Originally Posted by Brendan
Ezak, it makes no difference to AS. The $100 difference could be charged to the credit card either way. I don't see how it would make a difference to the credit-card issuer as to insurance coverage!
let’s say you have accumulated $1000 in travel bank funds, and then you want to buy a $400 ticket. As far as I know, you can’t choose to pay only part of the price with the travel bank funds. AS will apply as much as possible, in this case $400.. A “workaround” would be to temporarily use $700 of the $1000 for a refundable dummy ticket (24 hr cancellation should work) to artificially reduce the travel bank balance before buying your actual $400 ticket with the remaining $300 + $100 credit card funds.
notquiteaff is offline