Why were you cowering? And if you were cowering at home, you would or should certainly be cowering in a hotel room, or at a gas station, or in an airport, because those are high-throughput places where picking up the virus is much easier and more likely than in your home. Your perceived individual freedom may come at a greater cost to you (and others) than you perceive.
Someone posted in a another thread that ending stay-at-home restrictions now would be like stopping birth control after two months because you didn't get pregnant.