FYI: Almost 40% of scheduled repayments were missed this month. Most of my loans are in Asia, Central America, and South America.


As always, if you want to avoid delinquency and default, don't lend in Africa, except for Senegal. Do not lend in US.

Don't expect defaults to rise anytime soon. I had people stop paying for 18 months and the loans were still not counted as defaulted.

5/4/2020 update... my delinquency rate shot up to 40%. Kiva is basically dead for a while.