I think this tread really shows the different opinions which we ofcourse should respect.
KLM is for me and my family vital to survive this crisis hence the approach of going for the vouchers.
We (and our money and willingness to except vouchers) is vital for KLM to have a future.
yes, there is a risk we loose it. But the risk is far greater if everyone starts charging back there money.
Also the vouchers probably give KL a better position In negations for loans as those numbers are still on the books.
And for the people who really need the refunds financially. I do hope you get them swiftly back.