Originally Posted by
deepbluetee
My broader point, I suppose, is that you would have to be absolutely barking mad to book any future travel on these points cards with big FX fees at present, tempting as some of the offers and flexibility conditions may be. My personal view is that Covid restrictions will ebb and flow for a very prolonged period of time. Lockdowns will stop and start and stop and start. It's unlikely there'll be a mass vaccination program before the next two 'flu seasons. And, even if what you booked is flexible, Amex will still be around to shaft you 3% on the the original payment and another 3% on the refund, while clawing back the Avios in double-quick time.
Is this what we pay the annual card fees for? My card will be going in the bin.
Honey, I feel your pain in every sense. The mechanics of your transaction will be queried by other, I do not happen to understand quite how they work as I long abandoned AMEX for anything except £ transactions. I might say the same of the Lloyds Card, What I would say is that nothing would persuade me to pay for a credit card, I may be a tight fisted old ex-BAag but there it is.
I am an avid reader of Which? and they recommended a Halifax card which charges no foreign transaction fees. I thought that it was too good to be true - and no it was true. I used it for our last trip and then went back and calculated how much we had not paid in transaction fees. I kicked myself for not knowing about them earlier. This is of absolutely no use to you now, but if you have to have an Amex card, get the Blue BA Amex card - it is free. The day that it isn't is the day that they can kiss my derriere goodbye.