Originally Posted by
ottiehund
What card and issuer?, my Kiwibank VISA stipulates a 60 day period to notify them from the charge appearing on my statement, which excludes my claim, I may still lodge one however as nothing to lose and logically it was after 60 days that the problem occurred. The issue being that with flights often booked well in advance this condition may limit many, but hope they might be reasonable about it.
[emp added]
The part you're not thinking of is the legal principal of "ought implies can". You get to make the claim *once you are able to make the claim*. Book a year ahead, but the airline cancels the flight 6 months later then you *can* claim at 6 months: you *couldn't* have applied earlier.
Given it's KiwiBank, and NZ companies are generally idiots, it's probably worth mentioning in your commentary to the charge back form that you are doing this ASAP after the actual event
Remember, NZ companies try to include all sorts of limiting and exclusionary things in the contracts. *None* of them apply if they are in conflict with NZ law: you *cannot* contract out of your rights in NZ as far as retail contracts are concerned.