FlyerTalk Forums - View Single Post - Chase Product Change/Card Conversion: Downgrade, Upgrade, Keep or Cancel? 2020

Mar 22, 2020 | 1:21 pm

#45

mia

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Quote:

Originally Posted by speer1234

.... must wait 1 year before downgrading...
Is this true?

Yes, this is to comply with a Federal law which prohibits changing the terms of an account in the first 12 months. You must open a new account if you cannot wait.