Originally Posted by
der_saeufer
Paying the annual fee on the CSP (i.e. downgrading the CSR rather than moving the points to my Freedom and cancelling) and giving up the ability to get a sign-up bonus later in the year seems like expensive insurance against that. Thanks for the help!
Downgrading to CSP doesn't change the eligibility timing. You'll still be eligible 48 months after you got your CSR signup bonus.