Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,823
If you hold Sapphire Reserve -and- are using the portal, Chase Freedom Unlimited provides slightly more value per dollar spent than CapitalOne.
CapitalOne: Spend $1, Earn 2 points, Redeem for $0.02
Chase: Spend $1, Earn 1.5 points, Redeem for $0.0225 (1.5 X 0.015)
However, I believe CapitalOne also has a higher earning rate on hotels which may complicate the comparison?