FlyerTalk Forums - View Single Post - Chase cards Trip Cancellation/Interruption/Delay insurance benefits (2020-2023)
Old Mar 4, 2020, 12:06 pm
  #62  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
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Originally Posted by hieunha
.... pretty sure the airlines (BA and AS) won't care about this....
These are not ordinary times. ASK the airline if they will refund or allow you to change the dates. You must do this even if you plan to file a claim:

If You suffer a loss causing Trip Cancellation or Trip Interruption, You must immediately notify the appropriate Travel Supplier of such cancellation. If such notification by You does not occur and failure to notify the Travel Supplier results in the surrender of Non-Refundable Eligible Travel Expenses, that would have otherwise been refundable had You notified the Travel Supplier, no benefit shall be payable.
The terms of the Trip Cancellation benefit seem to exclude your circumstance:

The Trip Cancellation and Trip Interruption benefit does not apply to any loss caused by or resulting from, directly or indirectly:

A change in plans, financial circumstances, and any business or contractual obligations of You or Your Traveling Companion and his or her Immediate Family Members ...

Your disinclination to travel due to an epidemic or pandemic
....but this situation is fluid, and you might qualify nearer to the time.
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