Originally Posted by
flyerCO
Also make sure there is no out clause for things like a global pandemic. Some policies exclude coverage for things like that. Ie acts of war, major disasters, nuclear explosions, global pandemics, etc...
Yup, pretty much any travel insurance policy has at least 10 ways not to pay out for every one way that actually pays. "Force Majeure" is a personal favorite. There's a reason insurance companies make billions every year.
Often cases that a travel insurance policy would actually pay on...are covered by the travel provider anyway. For example a travel waiver for Covid-19 or a major storm.