This, probably got more chance of being killed by a pushbike.
Yes, I think that's going to be statistically correct, not just a figure of speech,, but given the lethal bikers of Amsterdam I am not sure how reassuring that is.
Anyway BA have waivers for those places with more than a trivial number of cases, so essentially Hong Kong, China and the north of Italy. Otherwise if it's a disinclination to travel then you would be looking at the normal cancellation refund on the fare basis, which in restricted tickets aren't that generous.