Originally Posted by Hawkeyefan

I just called Chase Benefits with respect to their CDW benefit on this card. I will be renting a car in Australia for about 12 days soon. It is my understanding that with the rental agreement, the rental company provides their own rental car damage/loss of use coverage that goes with the contract. However there is a large excess (deductible) that I could be on the hook for if there is damage to the vehicle. Chase advised that their CDW coverage WOULD apply in Australia, but secondary to the rental car company coverage. In other words, Chase's coverage should fill in the Excess gap on a covered loss. Does this sound accurate? I'm not planning to buy extra rental car CDW coverage in Australia if so.