Originally Posted by
IMOA
Just a quick comment, my understanding is you only get the discounts (caps) using a credit card if it is a credit card which is linked to an opal account, if you're using a credit card which has no linked opal account then you do not get the discounts/caps. At a point in time a while back that is what I saw happening so went back to using opal and credit card as emergency.
I don't believe this is correct.
You cannot get discounts using a credit card. You must get the Opal card with your discount (senior, child, etc) applied.
The daily limits DO apply to credit cards (assuming you always use the same one) and there is no action required, this happens automatically.
I re-read the terms and this is what I still see. If I am incorrect please point me to the T&C.