FlyerTalk Forums - View Single Post - Difference between using Opal and MasterCard/Visa
Old Feb 18, 2020, 3:27 pm
  #14  
Mwenenzi
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Join Date: Apr 2001
Location: MEL CHC
Posts: 21,030
Originally Posted by IMOA
Just a quick comment, my understanding is you only get the discounts (caps) using a credit card if it is a credit card which is linked to an opal account, if you're using a credit card which has no linked opal account then you do not get the discounts/caps. At a point in time a while back that is what I saw happening so went back to using opal and credit card as emergency.
While no direct experience with contactless in Sydney, do not see any requirement to register a cc to an Opal account, to get the daily cap level.
If wanting a student, senior, etc discount may have to, otherwise the system would not know you are eligible for the concession discount.

https://transportnsw.info/tickets-op...to-pay-content

From https://transportnsw.info/tickets-op...ts/adult-fares
Daily and Weekly Caps
With an Adult Opal card you can travel as much as you want on metro, train, bus, ferry and light rail services within the Opal network and you never pay more than $16.10 a day, $50 a week, or $2.80 on Sunday.

Please note that:
How fares are processed

Like Opal card fares, contactless fares are calculated according to the distance you travelled – from where you tap on to where you tap off, and are therefore calculated at the end of your journey.

After you tap on, a pre-authorisation $1 charge will appear as a pending transaction on your statement. As you travel throughout the day, fares will be accumulated and the total cost of the day’s travel will be processed at the end of each day. The total cost will replace the $1 charge.

The description on your credit or debit card statement will appear as ‘TransportforNSW Tap’ or ‘TransportforNSW travel Sydney’. The date the payment appears may vary from the actual travel date depending on your bank’s processing time.
Anyway lsquare may be able to tell us in few days, if he has used the system a lot (daily cap)

Last edited by Mwenenzi; Feb 18, 2020 at 3:41 pm
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