I forgot to close my husband's old personal card before applying for this new personal offer (different cards). So they denied the app based on the fact that he already had a "similar" personal card. I just closed it (because we were going to anyway). Is there a way to get them to now approve this app without calling? Not sure if there's a way through our chase account in secure message, even though it was denied. Any other ideas? Should I have him apply again? Looks like the offer is only available for referral links now?