Originally Posted by
RedSun
Get AmEx Plat for all the travel perks.
Ritz Carlton pays itself. Gives you full PP pass as good as CSR and all the travel benefits CSR offers. A lot more benefits if people stay at Marriott/RC properties. You do not need to work anything to break-even. No Lyft & Doordash craps.
Chase CIP. Almost the same as CSR. But with much cheaper AF and easier to mange.
Citi DC with 2 TY points. Handsomely beats out FU.
If you want cash, BofA Cash Rewards and BofA biz cash rewards give you 3% x 1.75 (if top tiers) 5.25% on some broad category spending. The new Biz Choice Cash card offers that for up to $50,000 travel expenses. 5.25% cold cash on travel or the broad category you so choose.
There are lot more. Go figure.
CSR? Sure you can just carry one card and enjoy whatever you do. But please do not say CSR is the greatest CC. It is not. It is so outdated now.
I really don't have a real dog in this fight, I mean I have the CSR and not the Platinum, but I see the benefits of Platinum and the negatives of CSR, especially with the AF increase, so I am definitely thinking about whether or not to keep it, however, it seems like you are arguing against CSR by bringing up multiple cards to replace it. That seems to be besides the point in the debate unless you are trying to say, which card has irreplaceable benefits. I thought the point was just to see which individual card is "the best"?
Also, I don't think the airline credit for the Ritz Carlton is better than CSR. I thought it was only for incidentals, and required you to manually get it credited, and it was only for airlines, not all travel.