Originally Posted by
RandomBaritone
If I cancel my Chase United Club VISA when the annual fee hits in April, is my UC membership also canceled effective immediately, or does it go by the validity date on the membership card itself, which is November 2020?
It cancels within a few days. However, you can go a billing cycle past your annual fee date and still get the entire CC fee back. Call Chase and they will tell you exactly what date you need to cancel by to still recoup the fee.