Which is the best card depends on individual needs.

Some people find Lyft and Doordash credits essentially useless, others find Saks, monthly Uber and incidental fees credits essentially useless, especially compared to a $300 credit on a broad travel category.

I don't find lounge access particularly useful because it almost always comes with the tickets I buy. Others find it very valuable.

I find more value in Virtuoso or the like travel agents than in hotel status or FHR. It depends on where you stay.

MR and UR have different transfer partners and different base values. If you can't find good transfers, at a minimum UR points are worth $0.01 and $0.15 if you can use the portal. I'm not sure what the minimum value of MR points might be. CSR has 3x points in travel and dining, AP 5x in directly booked flights.

CSR seems to have better trip cancellation insurance than AP, due to covering health problems in parents while AP is more limited, if I'm reading correctly.

Primary v secondary car rental insurance and car rental status are no doubt important to many.

IAP would be worth the price of AP admission for, but in extremely limited testing it hasn't provided any lower prices for me than booking directly.

I've probably left out something vital to someone. https://upgradedpoints.com/chase-sap...card-benefits/ and https://upgradedpoints.com/amex-platinum-card-benefits seem good lists, although many might disagree with the valuations. Is there another card we should be comparing?