Originally Posted by
openwheelracing
Never try to break even, if that's an issue then stick with simple cash back cards or just become a churners and risk getting the hammer. CSR is still best for me, provided with complimentary cards. It provides most value.I expect Ritz and AR to be.devalued next. Been in this game long enough.
Sure enjoy your CSR just because it is "BEST" for you. Married to a single card.
Originally Posted by
openwheelracing
Not true for me.
I did not ask you for that. I have no idea how you spend and earn.
Originally Posted by
openwheelracing
Ink Preferred is a business card that compliments CSR well. It's big part of my quafecta. It certainly does not replace it, if it does then CSR is obviously not designed for you (frequent unloyal traveler who eats out).
PP restaurants are actually useful. PP domestic lounges are worthless I rather hang at the gate. Only worth the time overseas.
A lot people already cut down the CSR and keep the CIP.
You are perfectly right about one thing. With the latest the product update of the Lyft and DoorStopDash, CSR is not good for me any more. It was once the greatest travel card ever. But that was long gone. Probably for good. Dethroned. The Game of Thrones is done for now.
Originally Posted by
VegasGambler
You mean the one where you have to buy 2 tickets? I wouldn't have used it once last year. Completely useless to me as I travel solo. I have companion passes on AS that will expire unused.
You can also say that your business pays for all travel, so the CSR is completely useless to you? Or to me.
What is the argument?
Originally Posted by
Super Mario
No matter how you slice it, there is still a lot of effort on those other cards to "break even", with the Platinum being the king of that. While my scenario isn't the same for everyone, my home airport doesn't have a Centurion, but a Priority Pass restaurant. Big swing.
I agree with you on the Ritz card to a degree. I believe if you travel a lot and spend a lot at hotels, the premium hotel cards are a solid value that you likely won't lose on. However, I have an Aspire to complement my CSR, not replace it. Getting one to marginally break even doesn't make it king of the wallet. They have poor everyday spending returns, even in their bonus categories. Their value is to enhance your hotel stays and returns. This is another reason I find the American Express hotel status to be a weak benefit.
CIP is the only Chase card I have canceled in a long time. It is a solid card if you spend a lot of travel and use transfer partners. No dining bonus and 3.75% travel redemption rate through Chase didn't give it a home in my wallet.
I guess you do not know much about the Ritz Carlton card. You do not need to work on anything. You also get the Chase Executive Hotline, much much better than the Chase Sapphire line. Day and night difference. They treat you like the Royals.