I just started. I have maybe 20 loans under my belt, I just dipped my toe in the water. I only did it when I noticed the AA moderator JDiver posted something, that ended up in my feed. Since he was always so helpful on that forum with the banal questions I and some others would ask. And it looked like a good way to help out.

In my short time what I have noticed is that women pay back better than men. I prefer loaning to agriculture or ongoing businesses, like resale and transportation. Like KRSW I have not loaned to a modern country. I have stayed mostly in Central/South America, Africa and have had a couple to the Baltics and Pakistan. What do they call it, the underbanked?
As per KRSW, I will start to use Kivalens. And I really appreciate ALL the advice I have seen in this thread. I wanted to step it up, but now I have more direction in choosing. I am not really worried about a little breakage since it seems like a worthy endeavor. I am glad I finally found it. It gives me something to do, on the computer besides arguing on Omni.