Originally Posted by
RedElmo
Most of both coast. Which is half the population of the United States. They don’t care about the rest of the country. That’s what I’m hearing
The high tech genius half of the US population? Then we are almost all genius.
Originally Posted by
jamesteroh
Something I am also keeping in mind is the 100K sign up bonus I received. Even if someone was going to use the 100K for cash, that amounts to $1,000 which covers four years of the annual fee if you use the $300 travel credit (and if someone isn't able to have the travel spend advantage of the $300 travel credit then this card isn't for them). I used the chase card to pay for my GE (even though I have other cards that will cover it but was able to use the credit on other cards with that benefit to help friends get GE and Precheck who don't have premium credit cards), I figure I can use the DoorDash credit at the pizza place by my house and just do pick up for the $60 credit there and the dining benefit on the PP came handy once at LAX and once at LIM when I had bad delays and would have dined in the concourse anyway and my Am Ex PP doesn't cover dining credits at participating restaurants. While this card isn't as valuable as my Delta reserve card or my Hilton Aspire card, I still think it's a good value. I can't say the same about my Am Ex platinum now that Delta made the changes to the reserve card.
The 100,000 UR points were long gone. In economics, it is sunk cost or sunk gain. It has no bearing with your current earning.
You are the perfect example that Chase wants. They make you think you owe them since you received the 100,000 bonus before and it covers years of AFs. Also you signed up for DoorDash you otherwise would not order the pizza, just to pick up the $60.
But still enjoy all these.
Originally Posted by
Zeeb
I'm sure that's what their marketing people told them but it only works if people fall for it. The CSR fit a nice niche that no other card really hit before this change so it isn't a sure thing that people felt it was stagnant.
Chase CSR is the best travel reward card when it first came out. 3x UR for travel and dinning, the best rewards. But since then, AmEx had a Gold card that earns much more than that. I believe AmEx Platinum had a product update after 2015. Then we have US Bank Altitude and Citi Prestige cards. The recent Citi Double Cash change outshines the Chase Freedom Unlimited.
But Chase CSR never had any change from 2015 to the recent change in late 2019. To me it is stagnant.
Chase CSR was never designed to be a
niche market card. It appeals to the mid and high income professionals and families that dine and travel often. It is Chase's flagship premium card for the affluent mass.
Originally Posted by
VegasGambler
People who rarely travel and cook at home every day are not the target market for a card that has 3x pts in travel and dining, regardless of income.
Lyft is a travel benefit. DoorDash is a dining benefit. This is a travel and dining card. Of course these benefits appeal to the target market of the card.
There are thousands and more dinning and travel service vendors. Why confine yourself to Lyft and DoorDash only?